Hoa Do

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

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Hoa Do

Loan Officer

Phone: (408) 829-0509

NMLS#: 1287941

License states: California

Spoken Language: English, Vietnamese

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My reviews on Google

I had really good experience doing my refinance with Hoa. Before starting the refinance, I knew I should look into it since the rates came down recently, but I was dreading the idea of going through a long drawn-out process with many obstacles in the way. Doing refinance with Hoa turned out to be quite easy and fast. It took only three weeks from the beginning to end. The result is much lower interest rate on my mortgage. Hoa is very knowledgeable in refinancing. She was very helpful guiding me through the process. She was always available when some questions came up. I definitely would recommend Hoa to anyone needing a refinance.
Hoa has helped me with my first home mortgage and also my refinance. My refinance closed in less than 10 days and everything went very smoothly. Hoa was very efficient and professional. She made it a very easy process and was always available to answer any questions I had. I would definitely use her again for any home loans in the future. I highly recommend her service.
Hoa helped me refinance my mortgage. She found an amazing rate and pushed all parties to close the deal on time. Extremely professional. Hoa is detail oriented and customer oriented. Fast service and communication, super fast closed my Loan. My loan was closed on time with the rate and closing as expected. “Thank you to Hoa Do!”

My reviews on Zillow

Mortgage Rates

Why are our rates so low?

  • 1. We work with dozens of the top wholesale lenders and shop their rates in real time, finding an amazing rate for you.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than banks. We know if we give you an amazing deal, you will send us lots of referrals.

Our Accomplishments

27993+

Customers

$11.3+ billion

In Closed Loans

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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