Hoa Do
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Hoa Do
Loan Officer
Phone: (408) 829-0509
NMLS#: 1287941
License states: California
Spoken Language: English, Vietnamese
My reviews on Google
I had really good experience doing my refinance with Hoa. Before starting the refinance, I knew I should look into it since the rates came down recently, but I was dreading the idea of going through a long drawn-out process with many obstacles in the way. Doing refinance with Hoa turned out to be quite easy and fast. It took only three weeks from the beginning to end. The result is much lower interest rate on my mortgage. Hoa is very knowledgeable in refinancing. She was very helpful guiding me through the process. She was always available when some questions came up. I definitely would recommend Hoa to anyone needing a refinance.
Hoa has helped me with my first home mortgage and also my refinance. My refinance closed in less than 10 days and everything went very smoothly. Hoa was very efficient and professional. She made it a very easy process and was always available to answer any questions I had. I would definitely use her again for any home loans in the future. I highly recommend her service.
Hoa helped me refinance my mortgage. She found an amazing rate and pushed all parties to close the deal on time. Extremely professional. Hoa is detail oriented and customer oriented. Fast service and communication, super fast closed my Loan. My loan was closed on time with the rate and closing as expected. “Thank you to Hoa Do!”
My reviews on Zillow
Hoa made sure everything in place and all paperwork needed available to make the loan processing quick and smooth. She is hard working and always available to answer your questions. It was pleasure working with her.
Hoa helped me with my first home loan in July 2020 and more recently helped me with my first refinance. Both times I was impressed with her professionalism and efficiency. The refinance closed in less than 10 days and everything went very smoothly. I got a better rate than expected and I am very happy. Hoa was always available to answer any questions I had and made everything clear and simple. I highly recommend her service and will be using her for any future home loans.
Thanks Hoa Do for a wonderful service that you have provided to help me refinance. Your quick actions and responses really help speeding up the closing time. Never thought that closing a loan in two weeks was possible, but you did it. I will definitely use your services for all my future real estate and loans needs.
Mortgage Rates
Why are my rates so low?
- 1. I shop dozens of the top wholesale lenders in real time to find you the best rate with my pricing engine
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders
- 3. Our profit per loan is much lower than banks. I know that if we give you an amazing rate and term, you will share your experience with others
Our Accomplishments
28685+
Customers
$11.6+ billion
In Closed Loans
5305+
What makes us different?
Lenders
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Loan Factory
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Other brokers
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
